Social Security Disability benefits and Social Security retirement benefits are two separate programs.
If you are suffering from a disability that is severe enough that you
cannot perform your usual work, and you cannot perform alternative work,
then you may be eligible for
Social Security Disability benefits.
Social Security pays disability benefits to people who are unable to work
because they have a medical condition that is expected to last at least
one year, or result in death. While some programs such as
workers' compensation will provide benefits to injured workers with a short-term or partial
disability, Social Security does not.
In contrast, Social Security is a retirement plan for the majority of American
workers. If you are among the 96% of workers covered under Social Security,
you will be entitled to certain Social Security benefits when you retire.
Under the Social Security retirement plan, when you work you pay Social
Security taxes and you earn "credits" towards your Social Security
benefits. In order to receive Social Security income, you will need 40
credits (10 years of work). If you stop working before you accrue enough
credits, the credits remain on your Social Security record.
If you later return to work, you can earn more credits until you qualify;
however, you cannot receive retirement benefits until you have acquired
How much will my benefits be?
Each person's benefit payment is based on how much they earned during
their working career, thus, higher lifetime earnings means greater benefits.
Retirement benefits are also affected by the age of retirement.
If you retire at the age of 62 (the earliest possible age for Social Security),
your benefit amount will be lower than if you retired at age 66 or 67
(based on your date of birth). For instance, if you retire at 62, your
benefit will be around 25% less than if you waited until you reached full
Phoenix Social Security Disability Lawyers
Are you unable to work because of a disabling medical condition? If so,
you should apply for Social Security Disability benefits as soon as possible.
At Fendon Law Firm, P.C., we have been handling Social Security Disability
cases since 1979. Attorney Matt Fendon, as well as the other members of
the firm, would be honored to help you as well!
We are qualified to handle your case because:
- Attorney Don Fendon is a member of the National Association of Social Security
- Attorney Matt Fendon is a member of the National Association of Disability
- Attorney Matt Fendon is a member of the National Organization of Social
Security Claimants' Representatives
- We have offices in Phoenix, Prescott, Tucson, and Flagstaff.
- We offer free initial consultations.
- We are accredited by the BBB with an A+ Rating.
- Our attorneys are AV® Rated by Martindale-Hubbell®.
Are you ready to get started?
Call our Phoenix Social Security Disability law firm