In Arizona, your employer is required to post notice in the break room or another area where all employees have access that each employee has the right to reject workers' compensation insurance coverage prior to an on the job injury.
Your employer also has to provide blank rejection forms. Those forms have to be in both English and Spanish.
If an Arizona employee decides they do not want to be covered by workers' compensation insurance, they must complete one of the blank rejection forms and provide it to their employer. The employer then has to provide it to the workers' compensation insurance carrier within five days.
If your Arizona employer fails to post such notice, and you are injured on the job, you can argue that because notice was not provided, you can sue your employer for personal injury and avoid the workers' compensation system.
This is a very difficult argument to make but it is feasible under Arizona law.
Please feel free to call our office with any questions or comments about this blog post. We do offer free consultations. Thank you for taking the time to read this. Matt Fendon, Esq.