Advantages of Workers' Compensation
Workers' compensation, also known as workers' comp, is an insurance program that is issued by the state to provide monetary compensation for people who are injured or suffer illness in a work-related incident. Our Phoenix workers' compensation lawyers can explain the advantages of workers' compensation and how this program can benefit you during your time of financial need. If you have been injured as a result of your job, we encourage you to speak with our firm to discuss what can be accomplished on your behalf.
Benefits You May Be Entitled To Receive
If you have suffered an injury or illness on the job or as a result of your work-related activities, you might be entitled to receive workers' compensation benefits. Workers' compensation does more than just pay for hospital and medical expenses. You can obtain payment for lost wages, rehabilitation, retraining, and other necessities. Arizona requires the insurance company to pay a sufficient amount of temporary disability payment while the injured is without his or her normal wages. Payments can be made for temporary total disability (TTD), temporary partial disability (TPD), permanent partial disability (PPD) or permanent total disability (PTD). If one's spouse dies as a result of a work-related incident, the surviving spouse or children can receive death benefits, which are based on a percentage of the employee's wages. In some cases, an injured worker is entitled to compensation for transportation expenses if they must travel to obtain treatment.
Types of Injuries Workers' Compensation Covers
Not all on-the-job injuries are covered by workers' compensation. An injury that is self-inflicted or occurs because an employee is intoxicated, for example, will not be covered. Most injuries, however, are covered. As long as the injury occurs in relation to the job, it will likely be covered with workers' compensation. Even incidents that are not accidental can be covered under this type of insurance. Some workers obtain compensation for injuries caused by overuse or misuse of an activity. In some cases, employees are covered by workers' compensation even if they are not on location at the time of the incident. For example, workers who are traveling on business or performing a work-related errand can receive benefits through workers' compensation.
In Arizona, workers' compensation is compulsory, which means that it is mandatory for all employers to provide this insurance to their employees. It can be offered through a private insurance carrier or self-insurance program. Injured and ill employees who have suffered as a result of their employment can substantially benefit from this program. If you are not receiving the benefits you are entitled to, speak with Fendon Law Firm, P.C. regarding your issue. Our team can discuss the situation and provide you with information as to what benefits you should be receiving through workers' compensation. We have offices in Prescott, Flagstaff, and Phoenix. Contact us today for the legal assistance you need!