Workers’ compensation benefits can help injured workers and their families. In order to receive the benefits they need, both injured workers and their families should be familiar with the different types of workers’ compensation benefits available to them.
Medical expenses benefits
Medical expenses benefits can help injured workers and workers suffering with an occupational illness with their medical expenses associated with the treatment and care they need for their workplace injuries or occupational illness. This can include hospital and medical bills and other medical expenses as well.
Lost wages and disability benefits
Lost wages benefits may be available to injured workers and workers suffering with an occupational illness who are unable to work because of their workplace injuries or occupational illness. Lost wages benefits are paid at two-thirds of the workers’ average monthly wage.
Disability benefits are also available for temporary total disability (TTD), permanent total disability (PTD) and permanent partial disability, depending on the nature, extent and severity of the worker’s disabling injuries.
Death benefits
Death benefits may also be available to family members following a fatal workplace accident. Surviving family members who have suffered the loss of a loved one may be able to receive workers’ compensation benefits related to their loss.
Workers’ compensation provides important overall protections to workers injured in the workplace and their family members. Without these important protections, injured workers and their families may not know where to turn for the help they need when they have been harmed on-the-job. It is essential for workers and their loved ones to be familiar with workers’ compensation benefits and how to obtain them when needed.
